Personal Umbrella Insurance in Abilene, TX & all of Oklahoma, Alabama & Texas
Ready for Anything:
Texas Personal Umbrella Insurance
As a responsible driver, homeowner—and maybe a boat owner—you’ve done the responsible thing and taken out appropriate insurance policies to protect yourself and your family. Maybe you’re even insured with maximum coverages. You feel ready for anything.
But are you, really?
Personal Umbrella Insurance: When Standard Coverage Isn’t Enough
As unpleasant as it is to think about, the simple truth is that standard coverages might not be enough to protect you and your family against a large liability claim. A single event could, possibly, exhaust the payouts of standard policies—especially if you were sued and judged legally liable for someone else’s losses. What happens then?
You pay the rest.
When Do I Need Personal
If a guest in your home suffered an injury and sued you for damages, a legal award could easily exceed the coverages provided by a standard home insurance policy. The same goes for a standard auto insurance policy if another driver, other passengers, or even your own passengers were injured in a wreck wherein you were driving. The same holds true for a boat insurance policy.
What Policy Types Can Personal Umbrella Insurance Supplement?
Personal insurance umbrella policies can be used to supplement:
- Homeowner’s policies
- Auto and motorcycle policies
- Boat policies
Personal Umbrella Insurance: A Remedy for Payout Shortfalls
You can prevent payout shortfalls with personal umbrella insurance from Wicker-Parker Insurance Agency. Umbrella insurance starts paying once standard policies reach their liability limits. Umbrella policies offer multiple supplemental coverages, including some that might be excluded from standard insurance.
For a Free Personal Umbrella Insurance Quote, Contact Wicker-Parker Insurance Agency
At Wicker-Parker Insurance Agency, we believe that personal umbrella insurance is the best way to be truly ready for anything. A personal umbrella policy from Wicker-Parker will give you the peace of mind that comes through an extra layer of insurance protection.
If you’re shopping for personal umbrella insurance in Abilene, TX, or are interested in learning more, we’d be thrilled to hear from you! As an independent insurance agency in Abilene Texas, we partner with numerous personal umbrella insurance carriers, and will do the shopping around for you!
We’ll answer all your questions about personal umbrella insurance and help you make informed coverage decisions. For a free personal insurance quote, click here, or call Wicker-Parker Insurance Agency today at 325-437-0677!